What does our medical coverage include?

Our medical insurance program is a comprehensive medical insurance plan that can be tailored to fit the particular needs of groups.

• In & Out-Patient -10 Carbonized SOAPs (Out-Patient Doctor Deductible 2JD) (Out-Patient Copay 20% LAB-XRAY-PHarm)
• In & Out-Patient -10 Carbonized SOAPs (Out-Patient Doctor Deductible 0JD) (Out-Patient Copay 20% LAB-XRAY-PHarm)
• In & Out-Patient -12 Carbonized SOAPs (Out-Patient Doctor Deductible 2JD) (Out-Patient Copay 20% LAB-XRAY-PHarm)
• In & Out-Patient -10 Carbonized SOAPs (Out-Patient Doctor Deductible 0JD) (Out-Patient Copay 10% LAB-XRAY-PHarm)

 Our 24-hour coverage includes:

• In Patient Coverage
• Out Patient Coverage
• Diagnostic Tests
• Doctor’s Visits
• Medications
• Physiotherapy Sessions
• Work-Related Accidents
• Extensive Local, Regional, and Global Medical Providers’ Network
• Work-related accidents.
• Extensive local, regional & global medical providers network.
• Protection against third-party claims for medical malpractice.
• Optional coverage of associated costs and expenses.
• Optional regional or global coverage.

Additional benefits include:

• Protection against third-party claims for medical malpractice.
• Optional coverage of associated legal costs and expenses.
• Optional regional or global coverage.

Notwithstanding anything contained in the table of benefits, the company extend the cover to include the following benefits:

• Cover of H1N1 cases.
• Cover of Cancer for cases arising after inception of policy
• Cover heart disease (laboratory & diagnostic tests, ECG, surgery, catheter, stent, valves) for cases covered by insurance coverage under policy condition.
• Spinal cord diseases covered (treatment and operation) for cases covered by insurance coverage under policy condition.
• Cover of chronic diseases.
• Cover of the newborn baby from day one.
• Cover of neonate's incubator from the maximum ANNUAL LIMIT /PERSON
• Cover of prematurity and congenital malformations and hereditary diseases of (newborns) from the maximum ANNUAL LIMIT /PERSON 
• Cover of vaccination for children under the national program of the Ministry of Health.
• Cover of influenza vaccines
• Cover of the pregnancy and the natal visit
• Cover of calcium for pregnancy.
• Cover of all vitamins for pregnancy whether registered or not by MOH.
• Cover of circumcision for babies
• Cover of hepatitis for newly discovered cases under policy condition.
• Cover of non-cosmetic nasal septum deviation.
• Cover of non-cosmetic dermatological diseases and skin allergy
• Vitamins are covered if registered by the Ministry of Health and Nontaxable (16%).
• Cover of organ transplant for cases arising after inception of policy excluding the donor.
• Hormonal treatment and tests that are not related to fertility are covered.
• Ambulance services in Emergency.
• Cover of psoriasis.
• Cover of stroke and its complications.
• Cover lithotripsy by laser.
• Cover of mammogram for cases covered under insurance policy.

*Company terms and conditions apply.