We, at First Insurance Company, believe that your home is one of your most important investments, and therefore, find ourselves obliged to offer you the necessary insurance protection.  

First Home is a tailor made insurance plan designed to provide you with the basic necessary coverage giving you the flexibility to add suitable extra options to make the cover just right for you and at the right price too.

 

What is the basic cover?

Coverage of the following basic risks:

  • Fire
  • Lightning
  • Storm, Tempest, and Flood
  • Earthquake
  • Impact by Road Vehicles
  • Falling of Aircrafts
  • Bursting of Water Pipes
  • Overflowing of Water Tanks
  • Explosion
  • Burglary (by forcible means)

 

How much does the basic cover cost?

500 fils for every thousand dinars of the Insured property’s value.

 

What extra options are available? 

You can add on the basic cover by selecting any or all of the following extensions: 

  1. Third Party Liability Extension: to cover legal liability in case of property damage and / or bodily injury to third parties (limited to 25% of Total Sum Insured).
  2. Personal Accidents Extension: for you and your spouse, to cover bodily injury and / or death resulting from a covered risk (limited to JOD5,000 per person).
  3. Loss of Rent Extension: to cover the cost of renting a house in case current property becomes uninhabitable (limited to JOD500 per month and JOD2,500 per year).

 

Do you bear any amount in case of a loss?

In case of covered loss due to the occurrence of a natural risk you will bear, for each and every loss, an amount equal to 1% of the Total Sum Insured (minimum JOD500) , but in case of other losses you will bear only JOD150, for each and every loss.