Fire Policy

This policy covers  the losses arising out fire, lightning  and the explosion for domestic purposes only.

Fire and Allied perils:

Adding to the above mentioned cover, this type of policy covers a number of additional perils which may differ from one policy to another but most usually include the following perils:

  • Explosions
  • Storms, tempests and floods
  • Earthquakes
  • Aircraft or any other aerial devices or articles dropped from
  • Impact  by non-owned vehicle 
  • Bursting or overflowing of water tanks, apparatus or pipes
  • Loss of profits or business interruption  
  • Third party legal liability including the liability of landlords towards their tenants
  • Tenants liability towards their landlords
  • Strikes, riots & civil commotions
  • Malicious damage
  • Theft/Burglary following a forcible entry/exit
  • Removal of debris
  • Fire brigade charges and extinguishing expenses
  • Architects, surveyors and legal and consulting engineering fees