Total Loss Only Insurance
 
What is the basic coverage?
Total Loss Only Insurance is a type of vehicle insurance that covers only losses considered a "Total Loss" of the vehicle. This means that if an accident or significant damage occurs where the repair costs exceed 75% of the insured value of the vehicle before the accident, Solidarity will directly compensate for the loss. This program includes the following coverages:
1. Collision or overturning accidents.
2. Damage caused by fire, external explosion, spontaneous combustion, lightning, burglary, theft, or attempted theft resulting from breakage and forceful entry without the insured's negligence.
3. Damage caused by acts of third parties.
The above program is subject to the terms, conditions, and exclusions of the Takaful insurance contract issued by Solidarity First Insurance. This program complies with Islamic Sharia law.